Move back in with parents? WWYD
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Peace of mind can be valuable, make sure to factor that in. If there is a definite exit plan in say a years time then it can sometimes be worth it. I know I'd do it without hesitation if given the option, similar circumstances as you but less trauma. Only you can decide if the savings are worth the cost to you. I'd still make sure to pay at least…
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Are your sibling and their partner going to be living with your parents long term? How separated is your space going to be? If your room is going to be close enough to your sibling and their baby that you’d be woken up by the baby crying all night for months, forget it. My partner and I are grateful to be able to live with his mother and save…
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plus there is a baby on the way This is going to upend your life if you are not interested in being a part of it. The entirety of your parents home will be conscripted into taking care of this newborn child, there will be baby stuff everywhere. Sleep for the parents, grandparents and maybe even you might go to crap if the baby can wake you up…
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I don't know the economy of your parents but consider contributing a bit even if it's symbolical or, if not, pay for a weekly cleaning service for everyone, pay them for holidays, anything really. I am sure they would love to have you home but I bet they are not as young as they used to be. Any form of appreciation would probably be very…
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What are you willing to sacrifice to meet your goals? If you want to save aggressively and buy a house asap, I'd say yes move back and give yourself a 2 or 3 year time limit to grind. Save, invest, and maximize your opportunity. Alternatively - reduce everything you can to live on your own and make it as frugal as possible. Can you find cheaper…
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I did the same, just in my early twenties; moved back in with my family for five years until I paid off all my debts and saved up enough for a house downpayment. That was while I was making <50k a year as well, which is partly why it took so long. How much would you need to save up for a downpayment? If you only need to put up with your siblings…
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I'm a digital nomad and I have lived in 3rd world countries in order to save money (and to live like I am on vacation 100% of the time, FWIW). Take from that what you will. Yes, I have gone without toilet paper. Yes, I have gone without hot water. Yes, I have gone without AC. No, it wasn't fun. Being able to live cheaper and invest more is a…
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I would do literally anything else before moving back in with my parents, especially if a sibling who I don't get along with is already living there, I'd get a roommate before doing that. The amount of savings you'd have would not be worth the headache of being an adult whose lived alone for a decade, and then suddenly living with 4 other adults…
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Curious if you know the price difference for a 2 bedroom or 3 bedroom? Pets do have some limitations but there are still options available. FWIW, I’ve lived with many people’s pets and enjoyed it. If you’re at the point where you’re considering 4 roommates (and a baby) plus a traumatic relationship, it’s at least worth considering living with 1-2…
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From what I’m hearing, the financial gain wouldn’t outweigh the emotional toll. I’d first examine cost savings based on your subscriptions and then possibly look into changing your housing arrangement (without moving in with parents). Is it possible to find slightly less expensive housing or to find a roommate(s)? Without further details, that’s…